FiNANCE

Fall Fashion Finesse

~ Carlie Sorat ~ 10 Comments

  Hello everyone. My first Autumn fashion article is a collaboration with one of my favorite girlfriends who runs “LifewithLilRed” aka the wonderful Sarah Mushenheim who I’ve done many  collaborations with, nominated eachother for blog awards, and hopefully will have her feature interview on my site too. 

  So for our latest collab, we can up with the idea for fall fashion looks we like. Now before you look at these, remember I live in Southern Californian so it’s not super cold here yet. But my two outfits I did a shoot with can be layered for when it gets really cold and into winter. For example, my two looks in a warm dress and the other one consists of shorts but always feel free to adding stockings, long socks like I do, etc. layering is always a good thing. 

First Look:

My first fashion look is a staple for me every time it’s this season. I love my red and blue long flannel dress and I love wearing it with shorts and some heavy thigh high socks. I love boots so I’m showing my black short boots with gold sharp studs on them and a gold heel. I rocked my leather shorts which can keep me warm because of the leather and ended this look with a cool rock and roll top underneath my flannel and my music jewelry cause music is life! Enjoy look number one.

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Second Look:

My second look I’ve been wanting to show for awhile is my sexy new hoodie dress. It’s the Vixxsin Black Bettie Page zipper dress which comes attached with a beautiful fitted fur hoodie. The detailing on the back is genius and definitely my style or all my eclectic taste such as pinup, rock & roll and a touch of goth. I paired this dress with my thigh high boots which are the sexiest thigh boots I’ve ever owned. But like I said in my first look, you can layer stockings under the boots or if it really cold by you, wearing thick or thermal leggings. Get created! I say that a lot in my articles but it’s true and will save you a lot of money. Thank you for reading this and enjoy my second set.

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Hope you enjoy these looks and check out Sarah’s blog, lifewithlilred. What are your favorite autumn looks? Leave below in the comment section under your likes and thank you for reading and looking at my first fall photoshoot!

Financial BIG Tips and Tricks

~ Carlie Sorat ~ Leave a comment

Figure out where your money is going:

   Having a large amount of debt doesn’t mean that you can’t make big purchases. Although you have to have to very smart in your approach, there is almost always a way to find the funds you . The first (and most crucial) step that you should take, is to find out where your money is going. In other words, you must have a budget which is so crazy that so many people say they don’t that. Maybe because I have a BRILLIANT ACCOUNTANT FATHER. He does a lot financial work. A budget enables you to know how much money you have to put aside toward your big purchase.

Make a savings plan:

The best strategy for making a big purchase while in debt is to not add more of it. Rather than applying for another credit card/ loan right away, see what you can do to save up for the item that you need. Since you’ve already made a budget, you should know exactly how much you can set aside each week. If your finances and timing allow, create a savings journal so you can reach your goal in an estimated date for when you plan to reasonably reach that crossroad. Depending on the urgency of the big purchase you’ll be making, see how long you can go without in order to avoid further debt.

Quickly clean up your credit if you will need financing:

 Whether you have to find a replacement for your car, etc, you may not be able to pay off all of your existing debt right away.

   If your priority is to buy your desired purchase, do whatever you can to quickly clean up your credit.  I myself am very good at paying all my credit card bills on time and in full to avoid interest. Of course sometime emergencies happen which is why I have a certain credit card for that but for the most part, I pay everything off.  Another financial tip, which should be a no-brainer is to pay your bills on time, even if it’s the minimum balance. That way you don’t rack up any late fees. Any boost to your credit score (and reduction of your current debt) will make your life sooooooo much easier and you’ll be able to do things in your life, like buy a house, have money set away  for your children, and a lot more.

   HOPE THESE TIPS AND ADVICE HELP YOU, ESPECIALLY TO THE ONES THAT HAVE A HIGH DATE. THANK YOU AND LOT OF LOVE!

photos above are not my original work.